Where Are You Going?

Unsure About Your Future?

The truth is that most educators will face a 20-60% cut in pay at retirement. Are you worried that you won’t have enough money to retire comfortably? Do you think that you should do something to avoid the pitfalls of an inadequate state retirement system? Whether you are just starting your career or bringing it to a close, the time to start planning is NOW!

Plan Like a Teacher

You are an educator. Making plans and shaping the future of tomorrow is what you do. You're used to considering everyone else's needs so they can succeed in life and you know better than anyone how small changes today can impact the path and trajectory later on.

The difference is - this is about you.

Classroom Plan

Are you a better educator and more prepared today than you were when you started -- of course you are! But you had to start somewhere. Start protecting the future you, today.

Report Cards

How would you grade your own financial report card? Are you at the top of the class or do you feel like you are headed for study hall? Today is your fresh start.

Retirement Planning

Retirement should be about living prosperously; instead of having to worry about how you are going to afford your monthly expenses on your monthly pension. Are you prepared?

Get Started Now

We've read all the books and we've passed the tests. Plus, we are backed by more than 168 years of kept promises.

Founded on Four Principles

The 4 "P" Principle: Prepare, Preserve Protect and Prosper.


ATRS, LLC. helps you prepare a customized plan for your retirement. We help you answer the questions: Who?, What?, When?, Where?, Why? & How?. We make the process simple and easy to understand and follow. Financial planning is not rocket science, but before you can run, you must walk.


These days some individuals believe that “saving” is an old fashioned value. We, however, believe that in order to have something tomorrow, you must save something today. ATRS, LLC.’s goal is to help our clients save their hard-earned dollars in accounts that will work not only with them, but also work for them.


ATRS, LLC. and it’s agents are only licensed and appointed with national insurance carriers that provide the strongest and most secure products available. Additionally, we only seek carriers that have fixed or fixed indexed accounts to ensure that your principal is safe.


ATRS, LLC. wants to see each and every client enjoying their retirement. Retirement is not having to worry about how you are going to afford your monthly expenses with the pension check you receive, it is about living prosperously.

We Exist to Serve Educators

More and more retired educators each year are forced through financial hardship to go back to the job market. We explain your benefits and the downfalls that the State Retirement System fails to mention. With financial advice and long-term financial planning, educators may now remain retired after their many long years of service and enjoy the well deserved benefits of retirement.

American Teachers Retirement Services, LLC. was originally formed in 1994.

Talk to an Expert

Our advisers are standing by to help you meet your financial goals.

Meet Our Money Experts

Our team of experts can help you plan any important financial milestones and answer any of your questions regarding financial planning. Whether you're getting started early or getting started late; we're here to advise and support.

Start Planning Now

Backed by More Than 168 Years of Kept Promises

At American Teacher Retirement Services, our story is simple: from the begining we've worked hard to deliver on our promises to educators with our vision of providing peace of mind in times of need by partnering with the best and most trusted names in the industry.

Redefined for Educators

No Jargon • No More Wondering • A New Beginning • You Got This

Get Started Now!

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